• Age Requirement. You must be at least 18 years of age to participate in the Program. During enrollment, you will be required to affirmatively confirm that you meet this age requirement. By checking the age confirmation box during onboarding, you represent and warrant that you are at least 18 years of age. If Picsart determines that you were under 18 at the time of enrollment, your participation in the Program will be terminated and all accrued balances will be forfeited.

• Account Standing. Your Picsart account must be established for 30 days or more prior to enrollment, and in good standing with no active violations of the General Terms or Community Guidelines.

• Individual Participants. The Program is available only to individual users participating in their personal capacity. Brand accounts, business accounts, enterprise accounts, accounts registered to or operated on behalf of any company, organization, partnership, or other legal entity, and accounts acting as agents or representatives of any third party, are not eligible to participate. Picsart reserves the right to disqualify any participant and withhold or reclaim any earnings if it determines, in its sole discretion, that an account does not meet the individual eligibility requirement.

• Geographic Availability. The Program is currently available to participants located in the United States, United Kingdom, European Economic Area, Canada, and Switzerland, subject to Stripe's ability to support account creation and payouts in your country of residence under the Stripe Connected Account Agreement. Picsart may further restrict or expand Program availability at any time. A country's inclusion in the list above does not guarantee eligibility; your ability to participate depends on Stripe's approval of your connected account. If Stripe ceases to support payouts to your country, your participation in the Program will be paused until an alternative payout method is available, if any. Accrued balances for verified submissions will remain in your account but cannot be withdrawn until a supported payout method is available.

• Stripe Eligibility. You must be eligible to create and maintain a Stripe account under the Stripe Connected Account Agreement. If Stripe declines or terminates your account for any reason, you will not be able to receive payouts and your participation in the Program may be suspended or terminated.

• Compliance. You are responsible for ensuring that your participation in the Program complies with all applicable local laws and regulations in your jurisdiction.

• Enrollment Process. To participate, you must complete the enrollment process, which includes connecting your social media accounts and agreeing to these Earn Terms and the Earn Privacy Notice.

• Social Account Verification. You must provide your social media username or profile URL for each platform you wish to use in the Program (YouTube, Instagram, TikTok, X). Picsart may verify account ownership through methods it determines in its sole discretion, which may include requiring you to post a verification code, confirm account details, or complete other verification steps. You must be the sole owner and operator of each social media account you connect to the Program. Picsart reserves the right to require OAuth for each platform (YouTube, Instagram, TikTok, X) at any time.

• Payment Account. To receive payouts, you must create a Stripe account and accept the Stripe Connected Account Agreement (https://stripe.com/legal/connect-account). Picsart does not store your banking information. Stripe may collect additional information from you for payment processing and identity verification.

• Campaign Participation. Picsart will publish campaigns with specific requirements, compensation structures, and deadlines. You may participate in multiple campaigns simultaneously, and where specified in the applicable campaign, you may enter a campaign multiple times with unique content.

• Content Requirements. Each campaign will specify content requirements. Content that does not meet campaign requirements may be rejected, but you may resubmit corrected content.

• Original Content. Content must be original to you. The same content may not be submitted to multiple campaigns.

• Picsart Use Requirement. Content submitted to the Program must be created using Picsart's AI tools. Content created entirely with other tools or platforms does not qualify for rewards. Picsart may verify tool usage and reject submissions that do not meet this requirement.

• Content Retention. You must keep submitted content live on your social media account for a minimum of 30 days following submission approval. If you delete content before 30 days, you forfeit the reward for that submission.

• Hashtag Requirements. In addition to the Acceptable Disclosures listed below, posts must include required hashtags as specified by each campaign. Picsart verifies campaign participation via hashtag tracking.

Disclosure Obligation. Because you receive compensation for promoting Picsart, you must include a clear and conspicuous disclosure on every post created for the Program.

Acceptable Disclosures. You must use one of the following:

• Platform-native paid partnership labels (e.g., Instagram's "Paid partnership with Picsart")

• #ad or #sponsored in a prominent position (not buried in hashtags)

• Clear statement such as "Paid promotion" or "Sponsored by Picsart."

• For video content (including Reels, TikToks, and YouTube videos), a verbal or on-screen disclosure within the first 30 seconds of the video, in addition to any caption-level disclosure.

Your Responsibility. You are solely responsible for compliance with advertising disclosure laws in your jurisdiction. Failure to include proper disclosures may result in removal from the Program and forfeiture of unpaid balances.

Indemnification for Disclosure Failures. You agree to indemnify and hold Picsart harmless from any claims, fines, penalties, or expenses arising from your failure to comply with applicable advertising disclosure laws.

• Metrics and Calculation. Rewards are calculated based on publicly available engagement data (including views, likes, and other metrics) as reported by the applicable social media platform. Picsart aggregates this data over the course of each campaign and calculates final reward amounts after the campaign period ends. Picsart's calculation of reward amounts is final.

• Minimum View Threshold. Rewards accrue only after content reaches the minimum view threshold specified for each campaign. The current default threshold is 5,000 views.

• No Real-Time Tracking Guarantee. Engagement data displayed in your Picsart dashboard during a campaign is approximate and provided for informational purposes only. Final reward amounts may differ from estimates shown during the campaign.

• Data Availability. Reward calculations depend on the availability of engagement data from third-party platforms. If a platform restricts access to engagement data, modifies its metrics definitions, or otherwise limits Picsart's ability to retrieve data for your submissions, Picsart may adjust or withhold reward calculations for affected submissions. If Picsart is unable to retrieve engagement data for your submissions (due to account privacy settings, platform restrictions, or any other reason), Picsart may pause reward calculations for affected submissions until access is restored. You are responsible for maintaining your social media accounts in a state that permits Picsart to access publicly available engagement data.

• Maximum Rewards. Each campaign will have a maximum view bonus that participants can receive, as set forth in the applicable campaign.

• Minimum Payout. You may request a withdrawal via Stripe once your balance reaches $50 USD.

• Payout Frequency. Payouts are on-demand. You initiate withdrawal requests via Stripe when eligible.

• Failed Payouts. If a payout fails, you may retry. If issues persist, contact Picsart support.

• Taxes. You are solely responsible for all taxes arising from your participation in the Program. Tax reporting and documentation may be handled by Stripe as part of the Stripe Connected Account services. You are responsible for providing accurate tax information to Stripe when requested and for ensuring compliance with all tax filing and reporting obligations in your jurisdiction. Picsart is not responsible for any tax withholding, reporting, or filing on your behalf except as required by applicable law.

Prohibited Activities. You may not:

• Artificially inflate views, likes, comments, or other engagement metrics through any means, whether or not specifically listed here, including but not limited to bots, click farms, engagement pods, purchased engagement, coordinated engagement groups, view-looping services, or any third-party service designed to inflate metrics.

• Submit content created by another person.

• Submit the same content to multiple campaigns.

• Create multiple accounts to circumvent any posted submission limits.

• Manipulate or attempt to reverse-engineer Picsart's verification systems.

Detection. Picsart may use internal and third-party fraud detection tools to analyze engagement patterns. Metrics that Picsart determines, in its sole discretion, to be inorganic or artificially inflated will not count toward reward calculations.

Consequences. Picsart will enforce violations of these Earn Terms on a progressive basis. Picsart reserves the right to proceed directly to suspension or permanent removal where, in Picsart's sole discretion, the severity of the violation warrants it, including for fraud, artificial inflation of metrics, or conduct that poses legal or reputational risk to Picsart. Picsart's determination of whether a violation has occurred and the appropriate consequence is final.

• Program Modifications. Picsart may pause, modify, or terminate the Program at any time. Changes to these Earn Terms will be communicated via email and posted at picsart.com/earn-with-picsart-terms. Continued participation after changes constitutes acceptance.

• Balances on User Termination for Violations. If you are terminated from the Program for policy violations, you forfeit all accrued balances.

• Inactivity. If your account has no qualifying activity for a period of six (6) consecutive months, any accrued and unpaid balance will be forfeited in full, to the extent permitted by applicable law. For purposes of this provision, "qualifying activity" means the submission of a new campaign post, the withdrawal of earnings, or any other affirmative participation in the Program.

• Account Termination Scope. Users restricted or banned on Picsart due to violations of Picsart's Terms of Service (including, without limitation, the Community Guidelines) cannot access the Program, and a Picsart account suspension or termination includes removal from the Program.

• Recovery of Paid Funds. If Picsart determines that a reward was paid based on artificially inflated or fraudulent metrics, Picsart may deduct the affected amount from your future payouts or accrued balance. Picsart reserves the right to pursue recovery of funds already paid where fraud is confirmed. Reward calculations depend on the availability of engagement data from third-party platforms.

• Existing Content. If you are removed from the Program, you will no longer be eligible for payments, but you are not required to remove existing content featuring Picsart, unless the content violates Picsart's Terms of Use or Community Guidelines.

• Your Ownership. You retain ownership of the content you create.

• License to Picsart. By participating in the Program, you grant Picsart a non-exclusive, royalty-free, worldwide, sublicensable license to use, reproduce, modify, display, and distribute your submitted content for purposes of operating, promoting, and improving the Program and Picsart's services. This includes the right to feature your content in marketing materials and on Picsart's platforms.

• Third-Party Platforms. You acknowledge that your content will be published primarily on third-party social media platforms and is subject to those platforms' terms of service.

• Content Takedown. Picsart may require you to edit or remove content from your social accounts if it violates Picsart's Terms of Use or Community Guidelines.

• You are an independent contractor, not an employee, agent, or partner of Picsart. Nothing in these Earn Terms creates an employment, agency, joint venture, or partnership relationship.

• You are responsible for your own taxes, insurance, and compliance with applicable labor and employment laws.

• Your relationship with Stripe is governed by the Stripe Services Agreement and the Stripe Connected Account Agreement, which you accept directly with Stripe. Picsart is a Stripe Connect Platform, and these Earn Terms constitute your Platform Provider Agreement with Picsart as referenced in the Stripe Connected Account Agreement. Stripe may modify the Stripe Services Agreement or Connected Account Agreement at any time. Picsart is not responsible for changes Stripe makes to its terms. Your continued participation in the Program after such changes constitutes your acceptance of the updated Stripe terms. Picsart is not responsible for Stripe's acts or omissions in providing services to you.

• You acknowledge that Picsart may conduct Activity (as defined by Stripe) on your behalf, including initiating payouts and sharing data with Stripe as necessary to operate the Program.

• If your Stripe account is suspended or terminated by Stripe, your participation in the Program may be paused or terminated.

• You agree to indemnify and hold Picsart, its affiliates, officers, directors, and employees harmless from any losses, costs, liabilities, and expenses (including reasonable attorneys' fees) arising from or relating to: (a) content you create or share under the Program, including claims that it violates third-party rights or applicable advertising laws; (b) your violation of these Earn Terms; (c) your failure to include required disclosures; or (d) your violation of any applicable laws.

• Picsart provides the Program on an "as is" and "as available" basis. Picsart makes no guarantees regarding campaign availability, payout amounts, or platform uptime.

• Picsart shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your participation in the Program.

• Picsart's total liability to you in connection with the Program shall not exceed the total amount of $100.

• Any dispute arising from this Program shall be resolved in accordance with the dispute resolution provisions in Picsart's General Terms.

• You and Picsart may bring claims against the other only on an individual basis and not on a class, representative, or collective basis.

• Governing Law. These Earn Terms are governed by the laws of the State of Delaware.

• Entire Agreement. These Earn Terms, together with the General Terms, Earn Privacy Notice, and the Stripe Connected Account Agreement (each as accepted directly between you and Stripe), constitute the entire agreement regarding the Program.

• Severability. If any provision is found unenforceable, the remaining provisions remain in effect.

• Modifications. Picsart may modify these Earn Terms at any time. Updated terms will be posted at picsart.com/earn-with-picsart-terms with a revised date. Continued participation after changes constitutes acceptance.

• Assignment. You may not assign, transfer, or delegate your rights, obligations, or accrued balances under these Earn Terms, in whole or in part, without Picsart's prior written consent. Any attempted assignment without such consent is void. Picsart may assign these Earn Terms or any of its rights or obligations hereunder without restriction.

• Survival. Sections 5 (Required Disclosures), 7.4 (Taxes), 9.2 (Balances on User Termination for Violations), 9.3 (Inactivity), 9.5 (Recovery of Paid Funds), 10.2 (License to Picsart), 11 (Independent Contractor Status), 13 (Indemnification), 14 (Limitation of Liability), 15 (Dispute Resolution), and 16 (Miscellaneous) will survive any termination or expiration of these Earn Terms or your participation in the Program.